Skip to main content
Loan Program

FHA Home Loans

Learn More

Is an FHA loan right for you?

Worried about a low credit score or not being able to afford a large down payment? With less strict requirements, an FHA home loan may be the right loan for you.

First Time Home Buyer
Mortgage Calculator

Benefits of an FHA loan

  • FICO Flexibility: The FHA home loan has less strict FICO score requirements, allowing more people to qualify for a home loan.
  • Gift Funds Allowed: Gift funds are allowed for the down payment, which means your family can help.
  • Flexible Qualification: Requirements for an FHA loan are generally more relaxed compared to other loans.

FHA loan eligibility requirements

  • Credit scores down to 580 with 3.5% down
  • Ability to cover 3.5% down payment
  • Reasonable debt-to-income ratio
  • Home must be the borrower’s primary residence
Mortgage Home Loans

Get started by using one of our FREE tools!

Want to see our actual live rates right now?

We don’t hide our rates because it’s so rare we ever get beat! Once you’re ready to get started, go ahead and apply now or get a pre-qualification letter.

Free PreQualification Letter

(You’ll need this to make offers on homes!)

  1. Makes your offer to buy a home stronger
  2. Let home sellers know you’re serious
  3. Helps you know your affordable price range
Get PreQualification Letter

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!


Learn More!


Learn More!


Learn More!

2-1 Buydown

Learn More!

Bank Statement

Learn More!


Learn More!

Bridge / Cross Collateral

Learn More!

Asset Depletion

Learn More!


Learn More!


Learn More!


Learn More!