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Mortgage Loans in North Las Vegas, NV

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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VA

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FHA

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2-1 Buydown

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Bank Statement

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DSCR

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Bridge / Cross Collateral

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Asset Depletion

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Jumbo

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Renovation

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USDA

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about North Las Vegas, NV

North Las Vegas is a suburban city in Clark CountyNevada, United States, in the Las Vegas Valley. As of the 2010 census it had a population of 216,961, with an estimated population of 251,974 in 2019. The city was incorporated on May 1, 1946. It is the fourth largest city in the state of Nevada.

Source: https://en.wikipedia.org/wiki/North_Las_Vegas,_Nevada

History of North Las Vegas, NV

During the 1860s, Conrad Kiel established a ranch at the modern-day intersection of Carey Street and Losee Road in what would be North Las Vegas. In 1917, libertarian Thomas L. Williams of Eureka, Utah visited the Las Vegas Valley, back when Las VegasLas Vegas Indian Colony, and Arden were the only entities in the valley. He did not approve of Las Vegas, perhaps because of its rowdiness (he was a Christian, or at least went to church), or because Las Vegas’ attempts at municipal control over its citizens. However, he was pleased by the abundance of the valley’s artesian water and potential for agriculture. Two years later in 1919, he moved himself and his family (his wife and three sons) to a 160-acre piece of land a mile from Las Vegas. That year, he founded his town, developing the town by building he and his family a house, sinking a well, grading roads, extending power lines, and forming a system of irrigation ditches. Williams believed that churches and church people should govern the new town, and so encouraged churches to buy property in the town. In 1919, the federally enforced Volstead Act was passed, which prohibited the sale, possession, and consumption of alcohol. Since there was no local law against alcohol, and because of a system of tunnels that would connect the town’s underground speakeasies, the town attracted bootleggers from Las Vegas, although Williams was initially unaware of this. This gave his town the nickname of “Old Town”. When he did discover of it, he stuck with agriculture for his economic purposes.

n the 1990s, North Las Vegas annexed about 60 square miles of empty desert surrounding the city, reportedly for more “upscale” housing.

On January 29, 2022, nine people were killed and a tenth critically injured following a six-vehicle crash on an intersection in North Las Vegas. The crash occurred after a speeding Dodge Challenger ran a red light and struck the other five vehicles. It was the deadliest road accident in the area in recent history.

Source: https://en.wikipedia.org/wiki/North_Las_Vegas,_Nevada

Demographics of North Las Vegas, NV

As of the 2000 census, there were 115,488 people, 34,018 households, and 27,112 families residing in the city. The population density was 1,471.0 inhabitants per square mile (568.0/km2). There were 36,600 housing units at an average density of 466.2 per square mile (180.0/km2). The racial makeup of the city was 55.93% White, 19.02% African American, 0.82% Native American, 3.24% Asian, 0.53% Pacific Islander, 15.78% from other races, and 4.68% from two or more races. 37.61% were Hispanic or Latino of any race.

There were 34,018 households, out of which 47.8% had children under the age of 18 living with them, 57.3% were married couples living together, 15.2% had a female householder with no husband present, and 20.3% were non-families. 13.6% of all households were made up of individuals, and 3.2% had someone living alone who was 65 years of age or older. The average household size was 3.36 and the average family size was 3.67.

In the city the population was spread out, with 33.9% under the age of 18, 9.6% from 18 to 24, 34.3% from 25 to 44, 16.4% from 45 to 64, and 5.8% who were 65 years of age or older. The median age was 29 years. For every 100 females, there were 104.3 males. For every 100 females age 18 and over, there were 103.1 males.

The median income for a household in the city was $46,057, and the median income for a family was $46,540. Males had a median income of $32,205 versus $25,836 for females. About 11.8% of families and 14.8% of the population were below the poverty line, including 19.6% of those under age 18 and 8.8% of those age 65 or over. The United States Census Bureau listed North Las Vegas, as well as the Las Vegas metropolitan area, as one of the fastest-growing regions in the United States.

At the census of 2010, there were 216,961 people residing in North Las Vegas. The racial makeup was 47.4% White, 19.9% African American, 0.8% Native American, 6.3% Asian, 0.8% Pacific Islander, and 5.8% from two or more races. Hispanic or Latino residents of any race were 38.8% of the population, and 31.2% of the population was non-Hispanic White.

Source: https://en.wikipedia.org/wiki/North_Las_Vegas,_Nevada

Norbert Gyorfi

Loan Officer  //  NMLS #350790

I’m passionate about helping my clients achieve the American dream of homeownership. I started in the mortgage industry in 2000 and after 22 years I still get fired up when I make that first call to a new client.

I love strategizing with my buyers and educating them on the mortgage process and the opportunity of creating wealth through real estate. I’m honored to have been recognized multiple times as a Top 1% of Mortgage Originators in America. The burning drive to be successful in our business comes from my family. They are truly the reason “WHY” my fire burns so hot.

I’m a husband and a dad of two incredible kids. In our free time, we enjoy traveling together! My hobbies include playing tennis with my son and volleyball with my daughter. They even let me coach them occasionally… when they’re being nice to me. ?

Norbert.Gyorfi@neohomeloans.com(702) 630 4200
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