Get started by using one of our FREE tools!
Want to see our actual live rates right now?
We don’t hide our rates because it’s so rare we ever get beat! Once you’re ready to get started, go ahead and apply now or get a pre-qualification letter.
How the process works
DOWNLOAD OUR HOMEBUYER’S MORTGAGE GUIDE
All about Las Vegas, NV
Las Vegas often known simply as Vegas, is the 25th-most populous city in the United States, the most populous city in the state of Nevada, and the county seat of Clark County. The city anchors the Las Vegas Valley metropolitan area and is the largest city within the greater Mojave Desert. Las Vegas is an internationally renowned major resort city, known primarily for its gambling, shopping, fine dining, entertainment, and nightlife. The Las Vegas Valley as a whole serves as the leading financial, commercial, and cultural center for Nevada.
The city bills itself as The Entertainment Capital of the World, and is famous for its luxurious and extremely large casino-hotels together with their associated activities. It is a top three destination in the United States for business conventions and a global leader in the hospitality industry, claiming more AAA Five Diamond hotels than any other city in the world. Today, Las Vegas annually ranks as one of the world’s most visited tourist destinations. The city’s tolerance for numerous forms of adult entertainment earned it the title of “Sin City“, and has made Las Vegas a popular setting for literature, films, television programs, and music videos.
Las Vegas was settled in 1905 and officially incorporated in 1911. At the close of the 20th century, it was the most populated North American city founded within that century (a similar distinction was earned by Chicago in the 19th century). Population growth has accelerated since the 1960s, and between 1990 and 2000 the population nearly doubled, increasing by 85.2%. Rapid growth has continued into the 21st century, and according to the United States Census Bureau, the city had 641,903 residents in 2020, with a metropolitan population of 2,227,053.
As with most major metropolitan areas, the name of the primary city (“Las Vegas” in this case) is often used to describe areas beyond official city limits. In the case of Las Vegas, this especially applies to the areas on and near the Las Vegas Strip, which are actually located within the unincorporated communities of Paradise and Winchester. Nevada is the driest state, and Las Vegas is the driest major U.S. city. Over time and influenced by climate change, droughts in Southern Nevada have been increasing in frequency and severity, putting a further strain on Las Vegas’ water security.
History of Las Vegas, NV
A young Mexican scout named Rafael Rivera is credited as the first non-Native American to encounter the valley, in 1829. Trader Antonio Armijo led a 60-man party along the Spanish Trail to Los Angeles, California in 1829. In 1844, John C. Frémont arrived, and his writings helped lure pioneers to the area. Downtown Las Vegas’s Fremont Street is named after him.
Eleven years later, members of the Church of Jesus Christ of Latter-day Saints chose Las Vegas as the site to build a fort halfway between Salt Lake City and Los Angeles, where they would travel to gather supplies. The fort was abandoned several years afterward. The remainder of this Old Mormon Fort can still be seen at the intersection of Las Vegas Boulevard and Washington Avenue.
Las Vegas was founded as a city in 1905, when 110 acres (45 ha) of land adjacent to the Union Pacific Railroad tracks were auctioned in what would become the downtown area. In 1911, Las Vegas was incorporated as a city.
1931 was a pivotal year for Las Vegas. At that time, Nevada legalized casino gambling and reduced residency requirements for divorce to six weeks. This year also witnessed the beginning of construction on nearby Hoover Dam. The influx of construction workers and their families helped Las Vegas avoid economic calamity during the Great Depression. The construction work was completed in 1935.
Following World War II, lavishly decorated hotels, gambling casinos, and big-name entertainment became synonymous with Las Vegas.
In 1995, the Fremont Street Experience opened in Las Vegas’s downtown area. This canopied five-block area features 12.5 million LED lights and 550,000 watts of sound from dusk until midnight during shows held at the top of each hour.
Demographics of Las Vegas, NV
The city’s most populous ethnic group, non-Hispanic Whites, have proportionally declined from 72.1% of the population in 1990 to 47.9% in 2010, even as total numbers of all ethnicities have increased with the population. Hispanics or Latinos of any race make up 31.5% of the population. Of those 24.0% are of Mexican, 1.4% of Salvadoran, 0.9% of Puerto Rican, 0.9% of Cuban, 0.6% of Guatemalan, 0.2% of Peruvian, 0.2% of Colombian, 0.2% of Honduran and 0.2% of Nicaraguan descent.
According to research by demographer William H. Frey, using data from the 2010 United States Census, Las Vegas has the second lowest level of black-white segregation of any of the 100 largest metropolitan areas in the United States, after Tucson, Arizona.
Hawaiians and Las Vegans alike sometimes refer to Las Vegas as the “ninth island of Hawaii” because so many Hawaiians have moved to the city.
There is a Ethiopian community in Las Vegas.
The 2010 census showed the city contained 583,756 people, 211,689 households, and 117,538 families residing. The population density was 4,222.5/sq mi (1,630.3/km2). There were 190,724 housing units at an average density of 1,683.3/sq mi (649.9/km2).
As of 2006, there were 176,750 households, of which 31.9% had children under age 18 living with them, 48.3% were married couples living together, 12.2% had a female householder with no husband present, and 33.5% were non-families. 25.0% of all households were made up of individuals, and 7.5% had someone living alone who was 65 years of age or older. The average household size was 2.66 and the average family size was 3.20.
The median age was 34 years. For every 100 females, there were 103.3 males. For every 100 females age 18 and over, there were 102.5 males.
According to a 2004 study, Las Vegas has one of the highest divorce rates. The city’s high divorce rate is not wholly due to Las Vegans themselves getting divorced. Since divorce is easier in Nevada than in most other states, many people come from across the country for the easier process. Similarly, Nevada marriages are notoriously easy to get. Las Vegas has one of the highest marriage rates of U.S. cities, with many licenses issued to people from outside the area.
Loan Officer // NMLS #350790
I’m passionate about helping my clients achieve the American dream of homeownership. I started in the mortgage industry in 2000 and after 22 years I still get fired up when I make that first call to a new client.
I love strategizing with my buyers and educating them on the mortgage process and the opportunity of creating wealth through real estate. I’m honored to have been recognized multiple times as a Top 1% of Mortgage Originators in America. The burning drive to be successful in our business comes from my family. They are truly the reason “WHY” my fire burns so hot.
I’m a husband and a dad of two incredible kids. In our free time, we enjoy traveling together! My hobbies include playing tennis with my son and volleyball with my daughter. They even let me coach them occasionally… when they’re being nice to me. ?