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Mortgage Loans in Henderson, NV

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Henderson, NV

Henderson is a city and the county seat of Rusk County, Texas, in Northeast Texas. Its population was 13,271 at the 2020 census. Henderson is named for James Pinckney Henderson, the first governor of Texas.

The city has functioned as a major crossroads in Northeast Texas over the last two centuries. Several major highways pass through the business district of the town, including U.S. Route 259Texas State Highway 64U.S. Route 79Texas State Highway 43Texas State Highway 42, and Texas State Highway 64.

Annual events in the city of Henderson include the Heritage Syrup Festival in November, celebrating the East Texas tradition of syrup making, and the East Texas Sacred Harp Convention in August featuring shape note music.

The city has a vibrant downtown historic district, with many buildings dating to before the American Civil War. The city has 19 historical markers, including homes dating from the 1880s, churches, and colleges. Downtown Henderson is one of the most dramatic and charming downtowns in the East Texas area. Colorful, canvas awnings highlight the ornate buildings that house Henderson’s downtown merchants, and offer shade to downtown shoppers visiting the various antiques stores, clothing stores, and restaurants lining the main streets.

Source: https://en.wikipedia.org/wiki/Henderson,_Texas

History of Henderson, NV

The city of Henderson was established by European Americans before the State of Texas was founded. It was developed on land donated by W.B. Ochiltree and James Smith; it became the county seat of Rusk County when an act of legislature created Rusk County on January 16, 1843. The First Methodist and First Baptist churches were established in 1842 and 1845, respectively. The first courthouse, made of wood, was completed in 1849. After the Civil War, the International and Great Northern Railroad crossed through Rusk County, but bypassed Henderson. In 1869, A white mob lynched five Black men, including two preachers, in the public square outside the courthouse without trial. In 1874, the Henderson and Overton Branch Railroad Company built a stretch of railroad connecting Henderson to the tracks running through Overton. This stretch of railroad was later sold to the Missouri Pacific Railroad (now Union Pacific) and remains in use to this day.

In 1878, a fire destroyed the courthouse, and a brick courthouse was built in its place. This encouraged the construction of several other brick buildings, including the Howard Dickinson House, now a historical site.

In 1930, C. M. “Dad” Joiner brought in the Daisy Bradford #3 Discovery Well 6 miles northwest of Henderson. The discovery of oil in October 1930 created a booming economy in the area, with the population of Henderson increasing from 2,000 to over 10,000 in a few months. The oil fields in and surrounding Henderson, part of the high-producing five-county East Texas Oil Field, continue to provide a large part of the wealth of the town, county, and region.

During World War II, airmen cadets from the Royal Air Force, flying from their training base at Terrell, Texas, routinely flew to Henderson on training flights. The community served as a stand-in for the British for Dunkirk, France, which is the same distance from London, England as Henderson is from Terrell.

Source: https://en.wikipedia.org/wiki/Henderson,_Texas

Demographics of Henderson, NV

As of the 2020 United States census, there were 13,271 people, 3,968 households, and 2,752 families residing in the city.

As of the census of 2000, 11,273 people, 4,350 households, and 2,971 families were residing in the city. The population density was 947.6 people/sq mi (365.8/km2). The 4,831 housing units averaged 406.1/sq mi (156.7/km2). The racial makeup of the city was 68.98% White, 22.34% African American, 0.27% Native American, 0.47% Asian, 6.81% from other races, and 1.13% from two or more races. Hispanics or Latinos of any race were 11.80% of the population.

Of the 4,350 households, 32.6% had children under 18 living with them, 51.3% were married couples living together, 13.7% had a female householder with no husband present, and 31.7% were not families. About 28.9% of all households were made up of individuals, and 17.1% had someone living alone who was 65 years of age or older. The average household size was 2.52, and the average family size was 3.12.

In the city, the age distribution was 26.9% under the age of 18, 8.9% from 18 to 24, 25.9% from 25 to 44, 19.5% from 45 to 64, and 18.8% who were 65 or older. The median age was 37 years. For every 100 females, there were 87.3 males. For every 100 females age 18 and over, there were 81.2 males.

The median income for a household in the city was $31,766, and for a family was $38,095. Males had a median income of $31,285 versus $19,473 for females. The per capita income for the city was $19,491.

Source: https://en.wikipedia.org/wiki/Henderson,_Texas

Norbert Gyorfi

Loan Officer  //  NMLS #350790

I’m passionate about helping my clients achieve the American dream of homeownership. I started in the mortgage industry in 2000 and after 22 years I still get fired up when I make that first call to a new client.

I love strategizing with my buyers and educating them on the mortgage process and the opportunity of creating wealth through real estate. I’m honored to have been recognized multiple times as a Top 1% of Mortgage Originators in America. The burning drive to be successful in our business comes from my family. They are truly the reason “WHY” my fire burns so hot.

I’m a husband and a dad of two incredible kids. In our free time, we enjoy traveling together! My hobbies include playing tennis with my son and volleyball with my daughter. They even let me coach them occasionally… when they’re being nice to me. ?

Norbert.Gyorfi@neohomeloans.com(702) 630 4200
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